Jeep 0% Financing Is Back
Dealers Don’t Want You to Know This: Jeep 0% Financing Is Back — But Only for 60 Months
The viral 72-month deal is gone, but Simi Valley CDJR quietly brought interest-free Jeep payments back — and nobody’s talking about it.
If you’ve been told “Jeep doesn’t do 0% anymore,” you’ve been misled.
Most dealers stopped advertising it because the 72-month program ended. But here’s the truth: Simi Valley Chrysler Dodge Jeep Ram has officially re-launched 0% APR financing for up to 60 months — and it’s live right now.
This isn’t some “rebate in disguise” or inflated-rate gimmick. It’s real 0% APR on select new Jeep models — only shorter, cleaner, and faster to pay off.
Why Most Buyers Miss This Deal
Many dealerships dropped the advertising once the 72-month program ended, assuming customers only cared about the longer term.
But Jeep quietly pivoted — trimming the term, not the benefit.
The result?
Same interest-free ownership. One year sooner payoff.
And the kicker: you save thousands more by avoiding six years of depreciation drag.
The Real Numbers They Won’t Show You
| Offer Type | Term | APR | Total Interest | Total Paid on $45,000 Jeep |
|---|---|---|---|---|
| “Old” 72-Month Offer | 72 mo | 0.00% | $0 | $45,000 |
| Simi Valley 2026 Offer | 60 mo | 0.00% | $0 | $45,000 |
| Average Dealer Bank Loan | 72 mo | 6.99% | $8,400 | $53,400 |
You pay the same for the Jeep — but own it a year sooner and avoid roughly $8,400 in interest.
That’s not marketing fluff. That’s math.
👉 Lock In 0% APR Before It’s Gone
Which Models Qualify (and Why the List Keeps Changing)
Only certain Jeep VINs are tagged for factory-subsidized 0% APR. Right now, the list includes:
- 2025 Jeep Grand Cherokee (Laredo & Limited)
- 2025 Jeep Compass Latitude
- 2025 Jeep Gladiator Sport 4×4
- 2025 Jeep Wrangler 4xe Plug-In Hybrid
Inventory rotates fast — once a unit is sold, the incentive goes with it.
That’s why Simi Valley CDJR updates their New Specials page daily.
Why 60 Months Is the Sweet Spot
The old 72-month deal looked good on paper but left buyers underwater longer.
The new 60-month structure fixes that.
Benefits of the new setup:
- Build equity faster
- Stronger resale and trade-in value
- Shorter loan = better credit profile
- Lower long-term insurance costs
You’re not just getting 0% APR — you’re getting financial efficiency Jeep never offered before.
How Simi Valley CDJR Pulled It Off
While other dealerships complain about higher lending costs, Simi Valley CDJR leaned into its high Jeep sales volume to negotiate regional manufacturer programs.
That means:
- Exclusive access to 0% APR for 60 months
- Transparent pricing (no hidden markups)
- Fast-track approvals through Chrysler Capital & Ally
- Incentive stacking — 0% APR + loyalty or conquest rebates
Simply put, it’s the insider version of Jeep’s old 72-month deal — and you can only find it here.
The Clock Is Already Ticking
Jeep incentive programs reset every few weeks. Once Stellantis adjusts regional financing, the 0% APR offer could vanish overnight — just like the 72-month program did.
If you missed it last time, don’t repeat that mistake.
👉 Check the Current Jeep 0% APR Offers
Quick Checklist to Qualify
To grab 0% for 60 months, you’ll typically need:
✅ Good credit (Tier 1 or Tier 2)
✅ Qualifying new Jeep inventory (on VIN-specific programs)
✅ Financing through Chrysler Capital
✅ Application before the incentive expires
Most customers get approved and on the road same day.
Final Word: The Deal They Said Would Never Return — Is Back
The old 0% for 72-month Jeep deal is gone.
But the better version — 0% for 60 months — is alive and running at Simi Valley Chrysler Dodge Jeep Ram right now.
Shorter term. Faster ownership. Zero interest.
That’s not just a comeback — that’s a smart buyer’s revenge story.
👉 See the 0% Jeep Financing Offers
Because waiting for the next “perfect” deal might just cost you the one that’s right in front of you.
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